Real Estate Tokenization: How Reental Generates Double-Digit Yields with DeFi and Aave

Real estate tokenization: how Reental combines real estate with DeFi for double-digit yields

How does a traditional real estate investment transform into a liquid, fractional and leverageable on-chain product? In this MERGE Madrid talk, Reental —European leader in tokenized real estate with over €80M financed and 28,000 users— explains the three layers that boost yield: tokenization, decentralized finance and leverage via Aave. Cases include partnerships with MetaMask and OpenSea as key DeFi infrastructure.

What you'll learn

• What real estate tokenization is: fractioning real estate investment vehicles from €100 without directly tokenizing the property
• The three layers: tokenization, monthly compound interest and decentralized leverage to scale returns
• Leverage via Aave: using the real estate token as collateral to borrow up to 75% of capital 24/7
• Peer-to-peer liquidity: secondary market on OpenSea-type infrastructure to enter and exit with no opportunity cost
• Real numbers: from 80% over 10 years in traditional real estate to 370% combining tokenization, reinvestment and leverage

Session summary

The tokenization layer. In Spain you can't directly tokenize a property, but you can tokenize the investment vehicles giving exposure to that market. Reental fractions real estate products from €100, enabling massive diversification and global accessibility. Tokenization is a tool: the underlying product must be profitable —Reental doesn't list products below 11% annual yield.

The DeFi and compound interest layer. With the asset on-chain, monthly rents can be reinvested in other products at 11%. This turns 110% over 10 years into nearly 200%, something impossible in traditional real estate where you can't reinvest monthly rent into another property.

Decentralized leverage with Aave. The real estate token serves as collateral on Aave, the largest crypto lending protocol, allowing borrowing up to 75% of capital 24/7 with no paperwork. Reinvesting the loan into more real estate at 11% generates a spread over the loan cost and lifts yield to 260% over 10 years. For Super Rentel users with a 13% base, scaling reaches 370%.

Liquidity, MetaMask and composability. The peer-to-peer market on OpenSea-type infrastructure enables exit anytime, removing the typical opportunity cost of real estate. The MetaMask partnership lets users spend yields with a card. Reental already operates in Spain, Mexico, US, Dominican Republic, Argentina and Dubai with 100+ projects and 36 already closed.

Watch the full session

Watch the full talk on MERGE's YouTube channel, with Reental explaining how to combine real estate tokenization, DeFi and leverage via Aave to multiply on-chain returns.

FAQs

What's the difference between real estate tokenization and crowdfunding?
Tokenization brings peer-to-peer liquidity, the ability to leverage via DeFi and monthly rent reinvestment (compound interest), advantages traditional crowdfunding doesn't offer.

How does leverage via Aave work?
The real estate token is posted as collateral on Aave and you borrow up to 75% of capital. The loan can be used to reinvest in more real estate products, generating a spread between loan cost and asset yield.

Is investing in tokenized real estate liquid?
Yes. There's a peer-to-peer market on OpenSea-type infrastructure to sell the token anytime, plus regulated secondary markets in development.

Which DeFi partners does Reental use?
Aave for leverage as collateral, OpenSea as peer-to-peer infrastructure and MetaMask to bring yields to a card and spend them day-to-day.